- Part A covers hospital costs.
- Part B covers doctor’s visits, laboratory services, durable medical equipment (oxygen, wheelchairs, etc.), radiology services, and most other medical services.
- Part C combines part A and B together in one plan.
- Part D covers prescription or drug costs.
You rarely pay a premium for Part A, but do pay premiums for Part B and D. Your premiums are deducted from your Social Security check monthly. If you are over the age of 65, Medicare is always your primary insurance unless you are working and covered by employer insurance.
To learn more about Medicare, visit www.medicare.gov.